Obtaining finance for a house, car or other purchase can be confusing. With thousands of loan products on the market it can be hard to identify what is best suited to you. Spec Finance mortgage brokers Oran Park will assist in understanding your financial position and narrow down suitable loan products for you.

Access to Multiple Lenders

Bad Credit? No Worries

Lower Rates Save Thousands

Access to a Broader Spectrum

Simply Better Service
Whether you’re after your first home, an investment property, a business loan, personal or car finance, at SpeC finance we will assist you. We have access to multiple lenders and this allows us to potentially assist clients with defaults or bad credit, refinance and look at a broader spectrum of what is available.
Is your current loan still suited to you? Not every client knows there may be something better out there whether it is a lower interest rate, better suited loan product or even just customer service. Enquire today and see if we can find you something better. Even finding something slightly lower than what you have now can save you thousands of dollars in the long term.

Access to Multiple Lenders

We will assess your financial situation

We will do the leg work in getting you approved

We'll make sure your loan is right for you
Research before you buy, renovate, or build. Receive the same detailed estimate of your property that real estate agents and property developers do based on local sales, trends and more.

How Much Can I Borrow

Loan Repayment Calculator

Extra Repayment Calculator

Stamp Duty Calculator

Income Tax Calculator

Budget Planner Calculator

Interest Only Calculator

Loan Comparison Calculator
Here is what our past clients have to say about us
“ Couldn’t recommend spec finance enough. From the very beginning we were provided with excellent service, Justin kept us informed throughout the entire process and he got us a great interest rate. We will definitely be using them again in future. ”
“ Highly recommend!!!!!!
If you want people that actually care about you, keep you fully informed (will answer your calls, emails and questions) so you’re less anxious and are extremely professional and polite. I’d go with SpeC Finance. Going through a home loan process is extremely stressful, however with the help of Justin from Spec Finance I was able to have an extremely easy first experience…..Thank you! 🏡 🎉 🎈 ”
“ Highly professional team. I believe Justin is the most efficient mortgage broker not just Sydney but NSW. Thank you very much
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“ 100% Happy with the service I was provided by Justin. He was professional at the consultation and we settled on the best deal he found for me ”
“ Couldn’t recommend spec finance enough. From the very beginning we were provided with excellent service, Justin kept us informed throughout the entire process and he got us a great interest rate. We will definitely be using them again in future. ”
“ They have helped me with getting my first house during COVID-19! And with good response time, followed up with detailed and helpful information, l was able to get the house l wanted. ”























Le’teshia Falconer t/as SpeC Finance (A.C.R no 536357) is an Authorised Credit Representative of Mortgage Australia Group Pty Ltd A.C.L 377294
A.B.N: 51 958 081 204 | © 2025 SpeC Finance